Is it unsafe for banks to brush their faces to withdraw money？ Experience： if you think too much, you don’t spit money directly.

　　Zhongxin. com, Beijing, November 23rd (Wang Jiayu, Li Jinlei) Brush your face is going deep into the lives of Chinese people. Recently, many domestic banks have launched the ATM machine "face-brushing withdrawal" function. So, what is the "face-brushing withdrawal"? What about its security? Zhongxin. com conducted a field visit.

　　Experience — — You can withdraw money in half a minute.

　　Zhongxin. com noted that recently, a number of banks, including China Merchants Bank and Agricultural Bank, announced the launch of ATM machines’ "face-brushing withdrawal" function in some cities and outlets, which attracted attention.

　　People experience the "face-brushing and withdrawal" function of ATM machines. Zhongxin. com reporter Li Jinlei

　　So, how should "brush face to withdraw money" operate? What kind of experience? Zhongxin. com came to the business outlet of a bank in Beijing. At present, the outlet has been equipped with an ATM machine with the function of "brushing face to withdraw money".

　　Click the "brush face to withdraw money" button on the ATM machine, and enter the face recognition interface, prompting the cashier to look straight at the camera, exposing his forehead, bareheaded, and keeping a distance of 50CM from the camera.

　　Zhongxin. com found that face recognition is very fast, only 1-2 seconds. After the face is brushed, the cashier is required to enter the ID number or mobile phone number, and finally enter the withdrawal password to enter the account selection page. After selecting an account, you can withdraw money, and the whole process can be completed in about half a minute.

　　The prompt of "brush your face to withdraw money" on the bank ATM. Zhongxin. com reporter Li Jinlei

　　So can you brush your face successfully when the cashier wears a hat and sunglasses? When the cashier tried to wear a hat and sunglasses one after another, it was unrecognizable when brushing his face.

　　Do you need to open it separately? Is there a limit?

　　Regarding whether the face-brushing withdrawal function needs to be opened separately, the customer service staff of Agricultural Bank told Zhongxin.com that "face-brushing withdrawal" does not need to be opened; The customer service staff of China Merchants Bank said that this function needs to be opened. The process is to log in to the mobile banking, click "My"-"All", and click "ATM Brush Face Withdrawal" in the "Assistant" to open it.

　　In addition, there is a quota limit for "face-brushing withdrawal". China Merchants Bank’s cumulative withdrawal limit for a single card on the same day is 3,000 yuan; Agricultural Bank of China does not exceed 3,000 yuan per day for a single transaction, 10,000 yuan per day in total, and no more than 5 times per day.

　　The new "face-brushing withdrawal" option on the ATM of China Merchants Bank. Zhongxin. com reporter Li Jinlei

　　Investigation — — What do people think of "brushing face to withdraw money"?

　　So, what is the public’s attitude towards this convenient function of withdrawing money without inserting a bank card?

　　When Ms. Wang, a white-collar worker, first heard about this function, she expressed her concern to Zhongxin. com: "This thing is very dangerous. If you are kidnapped, just take it directly and brush your face without forcing you to say your password."

　　Others are not clear about the process of "brushing face to withdraw money", thinking that bank cards still need to be inserted. Some people, like Ms. Wang, mistakenly think that they can withdraw money by brushing their faces without entering other information.

　　After the field experience, we can find that, in fact, you don’t need to insert a bank card to withdraw money, but after face recognition, you still need to enter your personal identification information and withdrawal password before you can withdraw money. It’s not what you think, you can withdraw money simply by brushing your face.

　　ATM machine with face-brushing and withdrawal function. Zhongxin. com reporter Li Jinlei

　　Discussion — — Is it safe to "brush your face to withdraw money"?

　　Qiu Xuekan, a visual analysis expert of 360 Artificial Intelligence Research Institute, told Zhongxin.com that "face-brushing withdrawal" uses face comparison technology, that is, whether the face in front of the ATM and the face registered by the user ID card in the system are the same person, before comparison, it is necessary to ensure that the face in front of the camera is real and effective, that is, live detection.

　　Regarding whether "face-brushing withdrawal" is safe, the relevant bank told the media that the technology is safe, and it can completely resist photos, face-changing videos, remakes and mask attacks, with high recognition accuracy.

　　However, many people are still worried that technologies such as 3D masks may still break through this technology. Qiu Xuekan emphasized that "brush face to withdraw money" does not mean that you can withdraw money by brushing your face, but you can first brush your face and enter your mobile phone number for identity comparison, and then enter your password to withdraw money. Therefore, the role of face brushing is to replace the physical bank card, and the security of withdrawal is still mainly guaranteed by password, and the key is to ensure that the withdrawal password is not leaked.

　　Huang Di, an associate professor at Beihang University, said that every technology can’t be perfect, and high-tech technologies have both "attack" and "defense". For any science and technology, attacks with various intentions always exist. After the system is threatened, some emergency plans will be put forward according to the attacks. "Attack" and "defense" can be said to be progressing together.

　　Data map: "Brush face" enters and exits the dormitory, and Shandong University now recognizes "black technology". Photo by Zhao Xiao

　　Extension — — "Brush your face" has penetrated into the lives of Chinese people

　　It can be seen from observation that brushing your face has penetrated into all aspects of Chinese life, such as unlocking your mobile phone, opening the entrance guard, entering the station and ordering food.

　　According to media reports, Shandong University has launched a face recognition system in student dormitories, so students can go in and out of the dormitory even without campus cards, and girls can be identified when they make up or remove makeup.

　　Some railway stations are also equipped with face recognition systems, and passengers can brush their faces and enter the station, such as Guangzhou South Railway Station, Lanzhou Railway Station and Beijing West Railway Station. Take Beijing West Railway Station as an example, the entrance channel of its North Square has been enabled with "brushing face to enter the station". Passengers only need to place their second-generation ID cards and blue magnetic card tickets according to the prompts, and keep their faces facing the camera for identification. If the ticket holders match, they can pass.

　　Data Map: At Guangzhou South Railway Station, passengers enter the waiting hall after being verified by face recognition. China News Service reporter Chen Yushe

　　"Brush your face and order food" has also become popular. Alipay launched a "face-brushing payment" service in a restaurant in Hangzhou. After the function is enabled, users only need to bind their mobile phone numbers and "brush their faces" through the payment platform to complete the transaction, and there is no need to worry about the embarrassment of the phone being out of power or forgetting to bring it when paying.

　　In addition, there are "face-brushing attendance", "face-brushing accommodation", and face-brushing unlocking of Apple phones … …

　　In the list of the top ten breakthrough technologies in the world in 2017 published by MIT Science and Technology Review, the authoritative scientific magazine in the United States, "brush face payment" entered the list.

　　In the eyes of the industry, face recognition is progressing continuously, and its application scenarios will be more and more abundant with the improvement of effect and the reduction of hardware cost. (End)