As of January 2021, the market value of Weilai broke through the $90 billion mark. However, in the past few years, Weilai has experienced a series of setbacks and difficulties, such as a number of financing plans falling through, massive layoffs, the resignation of senior executives and the bottoming out of the company’s stock price. Today, Weilai has crossed the line of life and death and regained the favor of capital.

In Li Bin’s own words, it is: "We were actually beaten on the ground with a left fist and a right fist, and then we got up, and then we were beaten on the ground and got up again. But we stopped. "

At the beginning of 2020, Weilai Automobile, which just walked out of ICU, encountered greater challenges: Tesla cut prices and capital rushed to the new energy automobile market … … What is the magic weapon for Weilai Automobile? What is Li Bin’s "happiness trouble"? From "controversy" to "disappointing", how did Wei Lai do it?

Let’s go on to find the answer at 10: 20 on Saturday night, February 6, in the second program of CCTV Finance’s "Meeting Big Coffee" in the fifth season.　

Porsche factory can’t compare with Jianghuai factory?

Weilai Automobile uses its strength to explain that China manufacturing does not lose to Europe and America!　

In the fourth season "Meet Big Coffee" program, Li Bin was questioned by many people because of the phrase "Porsche factory is not as good as Jianghuai automobile factory".

In this episode, Li Bin specially took the host Shi Xiaonuo to visit the factory of Weilai Automobile in Hefei. The factory was originally a swamp, and it took only 20 months to complete from completion to production. Walking into the factory, you can see that the internal equipment is advanced and orderly.

Inside the factory, a series of honors won by Weilai Automobile are displayed: Weilai ES8 ranked first in the quality list of new energy vehicles in China released by J.D. Power in 2019, which has surpassed well-known automobile brands such as BMW and Tesla (this list comes from one of the most professional and authoritative market research companies in the world, and it is also one of the most authoritative lists in the automobile industry), and Weilai ES8 won the European Body Award, becoming the first high-end brand in China at the European Body Selection Conference & HELL. …

In Li Bin’s view, all these honors show that the manufacturing in China has reached a high level, and the spring of domestic electric vehicle brands has arrived.

Li Bin, the "commentator", specially explained the "Porsche": "I visited the Porsche factory more than 20 years ago, and I felt that there was a big gap between us and Europe … … Now, China manufacturing has really reached a very high level in many aspects. "

Tesla cut prices, Weilai sales rose,

Why does Li Bin have the confidence to say that "Weilai Automobile will not reduce its price"?

In 2020, new energy vehicles will have a rapid development, and new forces such as Tucki, Ideality and Weimar will make great efforts in succession, while Tesla, the leader in new energy vehicles, will reduce the price from more than 400,000 yuan to more than 200,000 yuan. Faced with all these challenges, Li Bin has a "happy worry": the production capacity of Weilai Automobile is not enough. Users have to wait for two months or more to buy a Weilai car.　

Li Bin said that in 2020, the sales volume of Weilai Automobile will double that of 2019, but the automobile supply chain is complex and involves many parts, so it will take some time to expand the production capacity. Li Bin, who has experienced many storms, said that he should be "steady".

The most interesting thing is Tesla’s price reduction. The first price reduction has an impact on Weilai’s sales. Later, the price reduction will increase the sales of Weilai Automobile.

Facing the "price attack" from rivals, Li Bin said that Weilai Automobile would not reduce its price, because he believed that the price reduction was an emotional injury to old users. "We should be grateful to the users who have chosen us and be kind to them. This is the bottom line of an enterprise, and the bottom line of each enterprise is not the same. "

Li Bin also said that a penny is worth a penny. "The price of eating tuna is definitely different from that of eating crucian carp." Li Bin prefers to spend more money on building and changing power stations and improving services for users, because "there will always be users in this world who will recognize your value, as long as you don’t make black-hearted money."

Weilai is praised by users as "Haidilao" in the automobile industry.

Li Bin only scored 50 points for Weilai’s user service … …

Owners who have bought Weilai cars are full of praise for the service of Weilai cars. There is feedback from the owner, which is the most difficult time for Weilai, and the service is not discounted. The industry once said that Weilai Automobile was the "sea fishing" of the automobile industry.

However, Li Bin himself only scored 50 points (out of 100) for the service level of Weilai Automobile. Because he feels that "satisfying users is Weilai’s purpose, not a means". On the road that is good for users and car owners, Weilai has no end.

At an internal staff meeting, he asked the staff confidentially, when Weilai Automobile was the most difficult in 2019, who was more determined to buy a car than the company employees? "We paid all the employees, but the owner bought our car, and once the company went wrong, he would suffer actual property losses."　

Li Bin said that what made him "very unhappy" was that so far, no salesman of a company had ever fought for greater benefits for customers in front of him. Li Bin, on the other hand, has long set an example and got along with the owners of Weilai as relatives.

Every day, he will log on to Weilai APP, give big red envelopes to car owners, and regularly attend meetings with riders to "listen to the most primitive and authentic voice in business logic".

What kind of experience is it to grow up with a brand?

Many car owners have gone through the process of fighting wits with their families before buying the Weilai car, but once they drive it, there are few regrets. There are also car owners who have bought two Weilai cars in a row and asked Li Bin: "Why is Weilai so attractive?"

Li Bin’s answer is warm and sincere: "Technological progress will bring emotional experience … … (Buy Weilai car), car owners are willing to watch it grow up. Now it is impossible to have a mature car brand, which will give car owners a chance to grow together with it, but Weilai can. You watch how it overcomes difficulties a little bit, watch it grow up, and even become a part of its growth. "

It is probably this sense of accomplishment and value that makes Weilai car owners make a lot of warm moves: on Weilai Auto Show Day, hundreds of car owners will be present as volunteers to help Weilai sell cars; When Weilai was in the most difficult time, the user did not abandon it, but actively helped Weilai sell the car and pulled it back from the cliff.　

Why does Li Bin think Weilai’s listing was "unsuccessful"?

In 2018, Weilai Automobile boarded the NYSE. When everyone cheered for Weilai’s listing, only Li Bin felt that the listing was not successful. He revealed in "Meeting Big Coffee": Weilai Automobile plans to raise 2 billion US dollars, only 1.1 billion in the end. The funds originally raised should be enough for Weilai to "burn" for two years, but now it is only enough for one year.

What makes Li Bin feel even worse is that on a public occasion, an American fund investor openly said that you are all liars. Compared with Li Bin’s successful listing in the United States with Easy Car Network last time, Li Bin felt that "an era is over". But even if the rhythm is disrupted, Li Bin’s confidence in starting a business remains as firm as ever.

Li Ning is the platform of Weilai bus.

Li Bin revealed his small goal: one third of the world has one.

This left-behind child who walked out of Dabie Mountain has started a tossing entrepreneurial life since he was admitted to Peking University by counterattack. He has experienced four ventures, making three companies listed.

In Li Bin’s view, every time he starts a business, he has his own difficulties, but he is basically not swayed by considerations of gain and loss, and always takes "how big something is" as his mantra. He said that he didn’t care much about the share price of Weilai Automobile, because his mood always followed that and he couldn’t continue to start a business.

At a NIO DAY of Weilai Automobile, Li Ning gladly "stood on the platform" for Weilai Automobile. As the founder of the national sports brand, Li Ning has a certain meaning of "appreciate each other" to Li Bin. Li Bin revealed the development direction of Weilai to Li Ning: "The market we are aiming at is the market of Mercedes-Benz, BMW and Audi … … See if there is any chance to achieve one third of the world in five years. " Li Ning gave Wei Lai encouragement and shared his secret of starting a business: "Starting a business and living is a great victory."

Indeed, the road to entrepreneurship is not easy, with flowers and applause on the one hand and cliffs and failures on the other. For this venture, Li Bin has great dreams. For example, Weilai Automobile can compete with first-tier foreign brands such as BMW and Mercedes-Benz, and at the same time, he has a calm mind: "Many people have asked me if I want to start a business. In fact, it is very simple. You have to think about it. What should you do if you fail? If you fail, you are still willing to do it, then do it. "

On the track of new energy vehicles, the road ahead is still full of unknowns and dangers. At the end of the program, Li Bin said that the only thing he could do was to "look forward and move forward" … … For more stories about Weilai Automobile, at 10: 20 on Saturday night, February 6, the second phase of "Meeting Big Coffee" broadcast by CCTV Financial Channel continued wonderfully.

Everbright Sunshine Hedge holds Hybrid C for 6 months, which is a medium-risk product with a lock-up period of 6 months.

　　Buying wealth management products through offline banking channels may be misled by wealth management managers; However, online platform to buy wealth management products, although there is no wealth management manager to promote, but it will also be misled. Recently, an investor, Chen Hua (a pseudonym), spoke to reporters and bought wealth management products on the Internet platform. As a result, he bought a high-risk fund for investing in stocks and suffered losses. The reporter’s investigation found that many Internet platforms, such as Alipay, Tencent Licaitong, JD Finance, lufax, etc., all have the chaos of unclear classification, emphasizing marketing and neglecting risk warning. Text: Guangzhou Daily all-media reporter Lin Xiaoli

　　Complaint: Stock funds are mixed with sound financial management products.

　　Chen Hua told reporters that he has always bought wealth management products from Alipay, and all of them are stable products recommended by the homepage. Moreover, because he trusts Alipay, the investment amount is not several thousand yuan, but more than 100,000 yuan. Last month, I bought another 190,000 yuan of wealth management, which was also bought from the wealth management products recommended on the homepage. I bought Everbright Sunshine Hedging’s mixed C for six months, showing that the yield in the past year was 5.0%, which is not very high, so I didn’t expect to lose money.

　　However, when I went in a few days ago, Chen Hua found that there was a loss in the principal. Only then did he find that Everbright Sunshine Hedge held mixed C for six months, which was actually a fund product, and it was also a fund that invested in stocks, a medium-and high-risk field.

　　"Now I have lost 1900 yuan in less than 2 weeks, and I can’t redeem it. I have to wait for 6 months before I can redeem it. I want to buy a wealth management product with stable income, and I don’t want to buy a fund with stocks. Alipay has set up a menu of wealth management products, funds, stocks and other pages, and I have never spent it on the fund and stock pages. However, Alipay has obviously misled the consumption behavior of this fund, and I hope Alipay can compensate me for my losses. " Chen Hua said so.

　　On March 8, the reporter logged into Alipay to check, but did not find the product on the homepage. However, through the search for "Everbright Sunshine Hedges Holding Mixed C for 6 months", it was found that the product was a mixed fund that invested in stocks, and it was a medium-risk product with a lock-up period of 6 months. On that day, it showed that the increase and decrease in the past year was 5.71%. After careful investigation, the reporter found that the fund is a product managed by Everbright Securities, accounting for 60.25% of the shares invested, with heavy positions in Kweichow Moutai, China Zhongmian and Industrial Bank.

　　Coincidentally, the reporter saw similar cases on the black cat complaint platform. Some investors said that in February, they received a recommendation from Everbright Sunshine to hold mixed C wealth management products for six months in Alipay wealth management products, with an annualized interest rate of 6.46%. The product details are the same as other wealth management products. I have been losing money since I bought it. Later, I found out that the product is a stock fund in the fund. The fund product I bought before has a separate fund page, which can be distinguished at a glance. Alipay put it on the regular financial management page and made false propaganda, which led to the wrong purchase and suffered losses.

　　Chaos 1: Unclear classification and inaccurate marking of risk level.

　　According to the reporter’s investigation, besides Alipay, Internet platforms such as Tencent Licaitong, JD Finance and lufax all have various chaos in selling wealth management products.

　　Mr. Huang of Guangzhou told the reporter: "Recently, I talked to my friends about several wealth management products I bought in Ping An Lu Jin, only to know that I actually bought fund products, but I didn’t see the word fund at all when I bought them, and I almost filled in the information incorrectly."

　　On the black cat complaint platform, some users complained last month that Jingdong Finance had unreasonable labels on its deposit products. It is understood that Jingdong Finance puts "Three Gorges Treasure-Yuedeli", a bank time deposit product, in the same category as flexible access products. This user bought "Three Gorges Treasure-Yuedeli" for many times from January to April, 2020, totaling over 110,000 yuan. But in fact, this product is a regular product, so it should not be under the flexible access column. Now, the interest that needs to be deducted is more than 5,000 yuan, and it is fed back to Jingdong Finance. Jingdong Finance has proposed a compensation plan of 50 yuan amount, which the user failed to accept.

　　The reporter’s investigation found that the classification of some platform products is not clear. In the "Steady Financial Management" project of Tencent Licaitong, the reporter saw the hybrid fund products released by several fund companies, with a medium risk level. In Alipay’s "wealth management" project, wealth management products and funds are in the same category; In the wealth management products, there are products such as "money fund" and "bond fund" marked in small red characters. Although money fund and bond fund belong to low-risk products, they actually belong to fund products.

　　In addition, there are also cases where products labeled as "medium and low risk" have plummeted. Some investors told the Guangzhou Daily all-media reporter that the exclusive investment project of the high-end wealth management platform launched on Alipay platform last year was Jiashi Tianli No.1, a subsidiary of harvest fund. According to the propaganda at that time, the accrual benchmark (annualized) of the performance of this fixed-income product was 5%, with medium and low risks, with a starting investment of 310,000 yuan. However, this medium and low-risk product has actually lost money after one year of operation. The net value disclosed at the end of January plummeted by about 10%, and it has not rebounded significantly so far.

　　The reporter learned that harvest fund attributed the net value fluctuation of this product to "the change of asset allocation style in the market" and "the possible large redemption".

　　Chaos 2: Re-marketing and Light Risk Tips

　　In addition, although the online financial platform does not have the oral sales promotion of the financial manager, the propaganda words also tend to be marketing, while diluting the risk warning.

　　The reporter entered a number of financial platforms and found that the fund products were most recommended recently. On the fund sales page, the fund products purchased by 10 yuan abound, which are not only convenient to trade and low in cost, but also ready-made "good base" and "hot base" recommendations, which can be seen at a glance. There are also a variety of concepts to guide investors to "go and see" and "get on the bus immediately", especially the ups and downs up to double digits or even three digits are even more eye-catching, dazzling and ready to move. In fact, the past performance of equity funds does not represent future earnings.

　　"Since the advent of Yu ‘ebao in June 2013, in the past eight years, the Internet financial platform represented by Alipay has gradually optimized the user experience and cultivated users’ investment and financial management habits. A group of post-90 s and post-00 s have gradually grown up. The Internet has become an important consignment channel for investment products such as funds and old-age security, and its sales share has also increased year by year. The convenient experience has made many investors accustomed to buying investment products on these platforms." Yin Yanmin, an analyst at Rong 360 Big Data Research Institute, said that it is precisely the marketing activities such as the platform’s continuous optimization of the buying experience and the nesting of small red envelopes that make many investors unconsciously purchase investment and wealth management products with the process, but they are not used to reading specific product information such as product specifications and risk specifications, which will lead to the mismatch between investors’ risk tolerance and product risks. When they lose money, users feel cheated.

　　Yin Yanmin pointed out that for platform compliance management, investors should not blindly pursue sales and use smooth operation processes to make investors ignore product risks, and make enough risk warnings for high-risk products.

　　Reminder: There is no "guaranteed financial management"

　　A senior person in bank financing told reporters that at present, bank financing accelerates the transformation of net worth and breaks the rigid redemption. Bank financing can no longer claim to be "guaranteed". Similarly, the wealth management products of the Internet financing platform are not completely guaranteed. It is worth mentioning that, due to the new regulations issued by the regulatory authorities in January, commercial banks are not allowed to carry out time deposits and fixed deposit and convenient deposit business through non-self-operated network platforms. At present, the most secure deposit products have been removed from the shelves of Alipay, JD Finance, lufax and other platforms. "Investors should raise their risk awareness." The person stressed.

　　Feng Yun, a partner of Guangdong Green Law Firm, suggested that investors should fully understand the premise that investment is risky, truthfully complete the platform risk assessment, and correctly understand their own risk tolerance. When investing, you should read the relevant information carefully instead of skipping the direct signature.

With Harbin’s "going out of the circle" this winter, many southern friends have plans to go skiing. We can’t ignore the risk of injury caused by ice and snow sports. Falling on the snowy road can easily cause tooth trauma, which will cause many adverse effects if it is not handled in time.

How to prevent tooth trauma when skiing?

Before skiing, you should fully warm up. When skiing, you should wear protective equipment such as helmet and protective denture correctly to minimize the risk of tooth injury. In addition, it is best to be accompanied by professionals when exercising.

Sports protective denture

I dislocated my teeth while skiing.

Do it at the scene!

In case of tooth dislocation during skiing, please find the tooth as soon as possible. If the tooth is dirty, it can be washed gently with milk or normal saline, or soaked in the patient’s saliva. Then hold the crown, don’t touch the root of the tooth, put the root into the alveolar fossa, and gently bite the posterior molar.

If the child has a tooth injury and refuses to put the fallen tooth back into the mouth, please don’t wrap the tooth with paper or dry it, but soak it in milk.

After tooth dislocation, go to the hospital for treatment as soon as possible.

After the basic emergency treatment, please go to the nearest hospital for treatment, grasp the golden treatment time, and replant the teeth within 15-30 minutes, which can greatly improve the success rate of treatment. The specific diagnosis and treatment process is as follows:

1. Film inspection:X-ray examination is needed after tooth dislocation, and oral CBCT(Cone Beam CT) is taken if necessary to check whether there is alveolar bone fracture.

2. Treatment of dislocated teeth:Dislocated teeth generally need to be reset under local anesthesia, fixed elastically for 2-4 weeks, and taken orally with antibiotics if necessary.

3. Precautions after treatment:

During elastic fixation, patients should pay attention to maintaining oral hygiene, brush their teeth with a soft toothbrush after meals, and use mouthwash if necessary.

Avoid eating too cold to stimulate the teeth, and brush your teeth with warm water.

Soft food for two weeks, don’t bite hard objects with your affected teeth (apples can be cut into small pieces and chewed with your back teeth).

Avoid taking part in antagonistic sports.

Follow the prescribed time for follow-up. (The article comes from: "Nanjing Stomatological Hospital" WeChat WeChat official account)

On the evening of December 27th, He Youjun took a sweet photo with Ming Xi, posting: Time for Alone! It seems to be "abandoning" the baby to enjoy the world of two people, which verifies the sentence: parents are true love, and the baby is an accident!

In the picture, Ming Xi is wearing light make-up, her face is ruddy, her lips are full, and she looks good. She pulls the neckline, while He Youjun squints and leans against Ming Xi’s head. They snuggle together, which is very sweet!

This should be the first time for two people to enjoy their own world after they got married. They got married too hastily. From He Youjun to Ming Xi to give birth, it seems that in an instant, after having a baby, their lives are more complicated. They are both parents for the first time, and there are many new things to learn. Naturally, they are busier than before, so there is no time for them to get along alone. Many couples have little time to date alone after having children, let alone love. Life is very monotonous, but He Youjun is still very emotional. It’s thoughtful of Ming Xi to give Ming Xi a surprise of dating alone just two months after giving birth to a baby.

Ming Xi can be said to be a great contributor to the family. He gave birth to a son, known as the "eldest son", which won glory for the family. He Youjun proudly said that his son’s name was He Guangshen, because the third word was taken by his father himself, and Ming Xi lived a life like a "lady" from then on, which is no ordinary tycoon.

Ming Xi just gave birth, which happened to coincide with He Youjun’s father’s birthday, and took her son to celebrate his grandfather’s birthday. Such a good opportunity has strengthened her position in any family.

Ming Xi’s relationship with her mother-in-law after marriage is also quite good. Netizens have met Ming Xi, He Youjun and He Youjun’s mothers for dinner many times. Ming Xi and her mother-in-law are talking and laughing, and their relationship is harmonious. Ming Xi is also a smart girl, as can be seen from her sitting position. In front of her mother-in-law, she can’t show her love at all. Taking care of her mother-in-law is the key point.

He Youjun obviously dotes on his son and obeys his wife Ming Xi in every way, so he can be called a "good husband". Ming Xi out of the month, go downstairs to buy things, He Youjun is never leaving. After buying things, He Youjun is carrying them, while Ming Xi is swaggering ahead, so the family status is clear at a glance.

Although He Youjun became a father, he still had a lot of work, and he was often recognized by netizens recently. At my sister’s senior party, He Youjun appeared, but she was faced with handsome guys and beautiful women and didn’t bring Ming Xi to attend.

It is reported that He Youjun is also the president of the Macau E-sports Association, and he also came to the scene to watch the game during the day, wearing a white T-shirt, which is refreshing and handsome. It’s just that there are boys around, and there is no shadow of Ming Xi. It seems that Ming Xi has not integrated into He Youjun’s life.

Seeing He Youjun wandering around, netizens are also worried about whether he is with his wife and children. This is true. Just when netizens questioned him, he quickly posted a photo of the two of them to break all kinds of rumors. It seems that He Youjun, who works during the day, obediently goes home to accompany his wife at night, and is more sensible than the netizens imagined.

On the whole, He Youjun is a qualified husband. On the one hand, it gave Ming Xi enough sense of security, declaring that "Xiao Ming is his favorite woman", on the other hand, it gave Ming Xi enough patience and consideration, and hoped that they could last a long time.

Recently, foreign media "VGC" selected the top 10 games of the year. VGC’s list of the best games in 2022 is composed of those works that left a deep impression on VGC and brought novel or important changes to the game world, including mobile games and all-platform games.

Detailed list:

10《Cursed to Golf》

9 Horizon: Desperate West.

8 "Marvel Comics Snap"

7 Lego Star Wars: The Legend of Skywalker

6 Vampire Survivor

5 "Blade of Different Dimensions 3"

4 "Marvel Comics’s Son of the Night"

3 "The Legend of Pockmarked Dreams: Arzeus"

God of War: Twilight of the Gods

1 "Eldon Method Ring"